Trusted Protection. Personal Service.

Rick Allen Insurance Agency provides the insurance solutions you need, when you need them.

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31 Years of Local Insurance Experience

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Our Clients Come First.

Local Commitment.

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Two Walk-In Offices in West Virginia

Local Service. Trusted Protection. Lasting Relationships.

For more than seventy years, the Beaver and Rainelle agencies have been helping individuals, families, and businesses protect what matters most. Today, Rick Allen Insurance Agencies continue that tradition as a trusted independent agency, providing personalized insurance solutions throughout southern West Virginia.


Rick Allen has been in the insurance business since 1995. Thirty-one years in the same market, with the same neighbors, through the same storms. He's not managing a territory. He's home.


As an independent agency, we represent Nationwide, Progressive, Foremost, and other top national carriers. That independence matters — it means we shop your coverage across multiple companies and find the best fit for your situation, not the best fit for our commission.

Two offices. A team that picks up the phone. Walk-ins welcome, no appointment needed.

 

Two offices. Walk-ins welcome.

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"Southern West Virginia isn't just where I do business—it's where I've built my life. I'm here because I love these communities, the people who call them home, and the opportunity to serve my neighbors."

Coverage for Every Part of Your Life

Whether you're protecting your family, your home, your business, or your future, we have the carriers and the experience to get it right.

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Employers in Sonoma County often need workers compensation insurance Sonoma County CA to meet California requirements and protect their team.



Fillinger Insurance helps business owners stay compliant, manage policies, and understand coverage requirements with guidance from a local Sonoma County insurance agency.

Workers Compensation

Learn About Workers Compensation
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Personal Insurance

Protect What You've Built Body: Auto, home, farm, ATV, motorcycle, watercraft, classic car, mobile home, and more — we cover the full range of personal lines for Southern WV families..

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Business Insurance

Coverage Built for Your Business Body: General liability, workers comp, commercial auto, BOPs, and industry-specific programs for contractors, farmers, landlords, and more.

Workers in blue coveralls and hard hats assembling equipment in an industrial workshop

Employers in Sonoma County often need workers compensation insurance Sonoma County CA to meet California requirements and protect their team.



Fillinger Insurance helps business owners stay compliant, manage policies, and understand coverage requirements with guidance from a local Sonoma County insurance agency.

Workers Compensation

Learn About Workers Compensation
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Protect the People Who Depend on You Body: Term life and whole life options compared across multiple carriers — with honest advice from a local agent who knows your situation.

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Insurance by Industries

Industry-specific programs for contractors, farm businesses, landlords, restaurants, and trucking operations — coverage matched to how your business actually works.

Why Southern WV Chooses Rick Allen Insurance

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"Our agencies have been serving Southern West Virginia for over 70 years. When you call us, you're not calling a 1-800 number. You're calling your neighbor." — Rick Allen, Owner

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We Have Your Back. Every Step of the Way.

From your first quote to your next claim, you get a real person who knows your name — not a policy number in a system. That's what local independent service actually looks like.

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Over 30 Years of Local Expertise.

Rick Allen has been in insurance in WV since 1995. That kind of regional experience means fewer surprises and better advice for your specific situation.

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Independent Means We Work for You. Not the Carrier.

As an independent agency, we represent Nationwide, Progressive, Foremost, and more — and we choose what fits your situation, not what's easiest for us.

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Two Walk-In Offices. No Appointment Needed.

Beaver and Rainelle offices are open Monday through Friday. Stop in anytime during business hours — no appointment, no hold music, no chatbot.

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We Stay Involved Through Every Claim.

Filing a claim is stressful enough. We walk you through the process from start to finish so you're never on your own navigating the carrier portal.

What Our Clients Are Saying

Don't take our word for it — read what Southern WV families and business owners say about working with us.

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Helen S.

Gerald S.

Michelle S.

Rick A.

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Nessa C.

Rita S.

Cathy M.

Kimberly A.

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Carriers We Represent

As an independent agency, we work with top national carriers so you get real options — not just one company's best offer.

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Common Questions About Rick Allen Insurance Agency

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  • What is an independent insurance agent?

    An independent insurance agent represents multiple insurance carriers instead of working exclusively for one company. Rick Allen Insurance Agency represents Nationwide, Progressive, Foremost, and other top carriers — which means we compare options across companies and find the best fit for your situation, rather than selling you a single company's product. Learn more: 

  • Do you serve Beckley, WV?

    Yes. Beckley is one of our primary service communities. Our Beaver office is minutes from Beckley, and we serve Beckley families and businesses across all personal and commercial insurance lines. 

  • Can I walk in without an appointment?

    Absolutely. Both our Beaver and Roanoke offices welcome walk-ins during business hours — Monday through Thursday 9:00AM to 5:00PM, Friday 8:30AM to 4:30PM. No appointment needed. 

  • What insurance carriers does Rick Allen Insurance represent?

    We represent Nationwide, Progressive, Foremost, and additional top national carriers. As an independent agency, we use those relationships to compare coverage and pricing options for every client rather than defaulting to a single company. 

  • How do I get an insurance quote from Rick Allen Insurance Agency?

    You can request a quote online, call us at 304-252-1660 during business hours, or walk into either our Beaver or Roanoke office. We'll compare options across our carriers and walk you through what makes sense for your situation. 

Proudly Serving Southern West Virginia

From our two offices in Beaver and Rainelle , we serve families and businesses across Southern WV — including:

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Not sure if we serve your area? Give us a call at 304-252-1660 or stop by either office. If you're in Southern West Virginia, chances are we've been covering your neighbors for years.

Ready to Get the Right Coverage?

One call. Multiple carriers. A local agent who actually knows Southern West Virginia.

Two offices in Beaver and Rainelle , WV — walk-ins welcome Monday through Friday.